CURRENT LOAN RATES EFFECTIVE January 1, 2023
All Secured Non-Real Estate Loans
As low as 2.75% APR*
All Unsecured Loans
As low as 7.25% APR*
Credit Union Savings as Security
60 months maximum term – 2.00% APR* above dividend rate (minimum 2.50% APR*)
Home Equity Loan
20 year maximum term – variable rate – currently 8.25% APR*
Land Loan
10 year maximum term – variable rate – currently 8.25% APR*
ALL APPLICATIONS SUBJECT TO QUALIFICATIONS
ALL LOANS ARE SUBJECT TO APPROVAL OF CREDIT
*Annual Percentage Rate
CURRENT SAVINGS AND CD RATES EFFECTIVE January 1, 2023
Regular Savings
0.30% APY**
Certificate of Deposits
SPECIAL*** LIMITED TIME OFFER 4.00% APY $1,000+ 9MONTH
1.00% APY** $500-24,999 –12MONTH
1.50% APY** $25K-99,999 –12MONTH
2.75% APY** $100,000+ –12MONTH
3.00%APY** $100,000+ –18MONTH
**Annual Percentage Yield ***Insured by NCUA. Must meet Rome Kraft Employees Credit Union membership requirements. *APY=Annual Percentage Yield. Early withdrawal penalties apply and may reduce earnings. RKECU reserves the right to limit deposits into this term certificate of deposit. All rates, programs, terms and conditions are subject to change without notice. Upon maturity, the term certificate of deposit will automatically renew to a 12-month term at the rate in effect at the time of renewal unless you instruct us otherwise.